Free · Printable · TEKS 8.12A · Personal Financial Literacy

TEKS 8.12A Worksheets — Grade 8 Solve real-world problems comparing how interest rate

3+ Texas-aligned practice questions on this exact Grade 8 standard. Print at home or practice online with a built-in AI tutor. No sign-up, no paywall.

What TEKS 8.12A says: Solve real-world problems comparing how interest rate and loan length affect the cost of credit.

This page has 3+ practice questions tagged specifically to TEKS 8.12A. Below: a sample of 3 with answers and explanations so you can preview the worksheet before printing. Every question goes through an AI quality gate (gpt-4o for content review, Claude Sonnet 4.5 for math verification) before publishing.

Cognitive demand: high. Typical question shape: Compare loan total cost across rate/term combinations.

Imani is organizing a fundraiser for her school and needs to buy 3 boxes of cookies. Each box costs $4.50. If she pays with a $20 bill, how much change will she receive after buying the boxes of cookies?

  1. $6.50
  2. $7.50
  3. $8.50
  4. $9.50

Why: First, calculate the total cost of the cookies: 3 boxes * $4.50 per box = $13.50. Then, subtract this total from the amount Imani paid: $20 - $13.50 = $6.50. Therefore, Imani will receive $6.50 in change.

Chen wants to buy supplies for a science project. He finds a pack of markers that costs $5.75, a notebook for $3.50, and a set of colored pencils for $4.25. If Chen has $20, how much money will he have left after buying all three items?

  1. $6.50
  2. $6.00
  3. $5.75
  4. $7.25

Why: To find out how much money Chen will have left, first add the costs of the items: $5.75 + $3.50 + $4.25 = $13.50. Next, subtract this total from the amount Chen has: $20 - $13.50 = $6.50. Therefore, Chen will have $6.50 left after buying all the supplies.

Aisha is planning a birthday party and wants to buy balloons. A pack of 12 balloons costs $7.50. If Aisha wants to buy 4 packs of balloons, how much will she spend in total?

  1. $30.00
  2. $25.00
  3. $27.50
  4. $35.00

Why: To find the total cost for 4 packs of balloons, first multiply the cost of one pack by the number of packs: $7.50 * 4 = $30.00. Therefore, Aisha will spend $30.00 in total.

Common questions about TEKS 8.12A

What is TEKS 8.12A?

TEKS 8.12A is a Grade 8 Personal Financial Literacy standard from the Texas Essential Knowledge and Skills. The standard says: Solve real-world problems comparing how interest rate and loan length affect the cost of credit.

How many TEKS 8.12A practice questions are available?

3+ practice questions tagged to TEKS 8.12A. All free to print or practice online. We pull a fresh set each time you print a worksheet so your kid doesn't see the same questions twice.

What kind of questions test TEKS 8.12A on the STAAR?

Compare loan total cost across rate/term combinations. TEKS 8.12A is a high-cognitive-demand standard — multi-step reasoning is expected.

Where do these questions come from?

Generated by our AI pipeline, then independently quality-gated by two cross-vendor models (gpt-4o for content review, Claude Sonnet 4.5 for math verification) before publishing. Every question is tagged to TEKS 8.12A and modeled on real STAAR item shapes. No typos, no wrong answer keys, no broken explanations.