Free · Printable · TEKS 3.9A,3.9B,3.9C,3.9D,3.9E,3.9F
Free Grade 3 Personal Financial Literacy Worksheets
4+ Texas TEKS-aligned practice questions on personal financial literacy. Print at home or practice online with a built-in AI tutor. No sign-up. No paywall.
Looking for personal financial literacy worksheets for Grade 3? This page has 4+ TEKS-aligned practice questions on this exact topic, mapped to Texas TEKS 3.9A,3.9B,3.9C,3.9D,3.9E,3.9F. Every question goes through an AI quality gate before publishing — no typos, no wrong answer keys, no factually-broken explanations.
Identify income sources, distinguish needs vs wants, and understand saving and credit.
Below: a sample of 8 questions with answers and explanations so you can see what's on the worksheet before you print. Each question has the correct choice marked and a one-line "why" so kids who get it wrong understand the fix.
Which of the following is a NEED, not a want?
- Video game
- Toy
- Healthy food ✓
- Candy
Why: A need is something required to live (food, water, shelter). Toys, games, and candy are wants — nice to have but not necessary.
Diego earned 25 dollars from chores in Texas this week. He spent 18 dollars on a baseball cap. How much money does he have left?
- 9
- 7 ✓
- 8
- 6
Why: 25 − 18 = 7 dollars.
Sofia saves 5 dollars a week from her allowance for 8 weeks. How much money has she saved?
- 40 ✓
- 42
- 39
- 41
Why: 5 × 8 = 40 dollars.
Sara saves $5 each week. How much will she save in 8 weeks? (in dollars)
- 40 ✓
- 39
- 42
- 41
Why: Weekly amount × number of weeks = total saved. $5 × 8 = $40.
Common questions
Are these worksheets really free?
Yes. Free to print, free to practice online. No email, no sign-up, no paywall. We make money from optional paid features (toy redemption with real cents), not from the worksheets.
What is TEKS 3.9A,3.9B,3.9C,3.9D,3.9E,3.9F?
TEKS 3.9A,3.9B,3.9C,3.9D,3.9E,3.9F is the Grade 3 Personal Financial Literacy standard from the Texas Essential Knowledge and Skills. Identify income sources, distinguish needs vs wants, and understand saving and credit.
How many total questions are available?
4+ questions in our Grade 3 Personal Financial Literacy bank. Print as many 20-question worksheets as you like — each one pulls a fresh set so your kid doesn't see the same questions twice.
Where do these questions come from?
Generated by our AI pipeline, then quality-gated by two independent models (gpt-4o for content review, Claude Sonnet 4.5 for math verification) before publishing. Every question is tagged to TEKS 3.9A,3.9B,3.9C,3.9D,3.9E,3.9F and modeled on real STAAR item shapes.